I have received a demand for payment

The enforcement authority sends a notification to the debtor when a debt enters enforcement proceedings. The notification indicates the debt being enforced and the contact details of the enforcement officer in charge of the matter and exhorts the debtor to contact the officer. The notification also includes other information required by law.

The enforcement authority sends a demand for payment to the debtor in connection with the enforcement notification. Sending the demand for payment gives the debtor an opportunity to settle the debt voluntarily. The demand for payment sets a due date, normally in two weeks from the date of the demand. The debtor’s assets may not be distrained before the due date of the payment demand, with the exception of tax refunds.

If the debtor pays their entire debt by the due date of the payment demand, enforcement of the debt will end. The enforcement authority will send the debtor a receipt for the payment when it has been received. In such cases, the information that the debt was collected through enforcement will not be entered in public certificates issued from the enforcement register.

If the full debt is not paid to the enforcement authority by the due date on the payment demand, the enforcement officer will investigate the debtor’s financial standing. If the debtor has assets, they can be distrained after the due date of the payment demand.

If the debtor knows that they will not be able to settle the debt by the due date on the demand for payment, they should contact the enforcement officer in charge of the matter.

The enforcement notification and demand for payment are sent to the debtor as a regular letter. The documents will be sent through Suomi.fi Messages if the debtor has registered with the service.

A notice is not necessary if the debtor’s whereabouts are unknown or if there is reason to believe that notification will cause considerable difficulty for the enforcement. A demand for payment will not be sent in such cases either.

An enforcement notification and demand for payment will be sent to the debtor for a new debt even if they already have one or more other debts in enforced collection.